Key takeaways
- The job on a finca around Guatapé and El Peñol is not generic housekeeping.
- Contrato de trabajo a término indefinido is the default and the safest one to write, because a caretaker who lives on the property and works to your schedule will be found to be an employee regardless of what the paper says.
- Do not write, sign or send by message any of the following:
- If he lives on your property, follows your schedule and your instructions, Colombian law treats the relationship as employment no matter what the document is called.
Hire the mayordomo on a written employment contract (contrato de trabajo), not a favour, and budget for full social security from day one. In Colombia a live-in caretaker who follows your instructions is an employee, not a contractor. The contract should name the job, the schedule, the salary, and whether housing is part of the pay. What you must not put in writing is any promise of the house, the land, or permanent tenure.
What a mayordomo in Guatapé actually does
The job on a finca around Guatapé and El Peñol is not generic housekeeping. It is a maintenance and presence role on a property you are not living in:
- Opening and closing the house, checking for leaks, humidity and insect damage after rain.
- Cutting grass and keeping the access road and the path down to the water clear.
- Running the pump, the water tank, the septic system and the gas.
- Receiving you and your guests, and, if the property is rented short term, the guests who pay.
- Watching the boundary. On lots near the shoreline, the reservoir level is managed by the utility that operates it, so the usable edge of your land moves through the year and so does what is worth patrolling.
- Reporting anything that needs a permit. Tree felling, water intake and wastewater works near the reservoir go through CORNARE, the regional environmental authority, and a mayordomo who cuts a tree on his own initiative creates a problem with your name on it.
The scope matters legally. Be concrete in the contract: a one-line "caretaking" job description is what gets argued about later.
What the contract and social-security obligations look like
Three decisions define the contract.
The type. Contrato de trabajo a término indefinido is the default and the safest one to write, because a caretaker who lives on the property and works to your schedule will be found to be an employee regardless of what the paper says. Calling him an independent contractor and paying a lump sum does not protect you. It just means you owe the same things later, with penalties.
The pay package. Salary in cash, plus the legal extras: prestaciones (prima, cesantías and interest on cesantías, vacaciones) and the transport allowance where it applies. If he lives on the finca, decide explicitly whether housing counts as salary in kind or as a benefit that does not form salary, and write it down. That single clause drives the whole severance calculation if the relationship ends.
Social security. You, as employer, must affiliate and pay: health (EPS), pension, and labour risk insurance (ARL), plus parafiscales where they apply. Rural caretaking is a higher-risk activity than office work, so the ARL class matters. Affiliation happens before the first day of work, not after the first accident. If the caretaker has a spouse who also helps on the property, she is a second employee or she is not working. There is no in-between that survives a claim.
Keep a signed copy, keep payment receipts, and have him sign for his vacation and prima payments each year. Colombian labour disputes are decided on documents, and the employer carries the burden of proving payment.
What you must never promise in writing
Do not write, sign or send by message any of the following:
- That the mayordomo or his family can live on the property "for as long as they want", or "for life".
- That a lot, a cabin, or a strip of the land will be his, eventually or on your death.
- That the house he occupies is given to him free of charge with no link to the job.
- Any arrangement where he pays you something for the house he lives in. That starts to look like a tenancy, and you now have a labour relationship and a housing relationship with the same person.
Also avoid informal annual bonuses described as gifts but paid like clockwork. Repeated payments become salary.
The reason is possession. Colombian law distinguishes a person who holds property on behalf of the owner (mera tenencia, which is what a caretaker has) from a person who holds it as if it were his own. A written promise is the piece of evidence that converts one into the other, and the argument then runs for years. Your protection is the opposite paper: a contract that states the housing is provided only because of and for the duration of the employment, and that occupancy ends when the job ends.
Before you hire: three checks
- Confirm who owns what. Pull the certificate of tradition and freedom using the registry number. It shows the registered owner, mortgages, liens and encumbrances. You cannot put a caretaker on a property you do not yet legally hold, and until the escritura is registered you are not the owner against third parties.
- Check the land use. The municipal POT determines whether the parcel allows country housing at all. If the caretaker's quarters are an unpermitted structure, that is your exposure, not his.
- Agree the handover in writing at the end, too. When employment ends, sign a liquidation document (liquidación) and a dated record that the housing was vacated. Closing a job properly is cheaper than closing it in court.
Frequently asked questions
Can I hire a mayordomo as an independent contractor instead?
Not realistically. If he lives on your property, follows your schedule and your instructions, Colombian law treats the relationship as employment no matter what the document is called. You would still owe health, pension, labour risk insurance and severance, plus penalties for late affiliation.
Does the caretaker's free housing count as part of his salary?
It depends on what you write. Housing can be agreed as salary in kind or as a benefit that does not form part of salary. Decide it explicitly in the contract, because that clause determines the base used for prima, cesantías and severance.
Can a mayordomo claim ownership of the property after many years?
A caretaker holds the property for the owner, not as his own, so years alone do not create ownership. The risk comes from written promises of land or lifetime occupancy, which can change how the possession is characterised and trigger a long dispute.
What social security must I pay for a live-in caretaker?
Health (EPS), pension and labour risk insurance (ARL), plus parafiscales where they apply. Affiliation must be done before the first day of work. Rural caretaking carries a higher ARL risk class than office work, so confirm the classification when you register him.
Do I need a mayordomo if I only visit the finca on weekends?
Many owners do, because pumps, septic systems, grass and access roads need weekly attention, and short-term guests need someone on site. If you hire anyone regularly, even part time, the employment and social-security obligations apply.
Who wrote this
Real estate broker · writes for the network · Real estate broker, Guatapé and eastern Antioquia. Specializing in Guatapé and El Peñol, Antioquia, Colombia. Founder of Mike Zapata Real Estate and the guide behind the Guatapé Properties and Guatapé Finca Raíz portals.
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