Finca en La Alemania is a 4-bedroom, 2-bathroom lakefront finca on a 0.94-acre hilltop lot (3,800 m²) in vereda Horizontes, El Peñol, about a kilometer from La Réplica toward El Marial on the Guatapé-El Peñol lake. The finca includes private reservoir access, a rare feature on this shoreline. It is listed at COP $1,600,000,000, approximately $493,000 USD at the July 2026 exchange rate of roughly 3,247 COP per dollar. This is an exclusive listing represented directly by Mike Zapata.
The numbers
- Price: COP $1,600,000,000 (approximately $493,000 USD, TRM roughly 3,247 COP/USD, July 2026)
- 4 bedrooms, 2 bathrooms
- Approximately 2,150 sq ft built (200 m²)
- 0.94-acre lot (3,800 m²)
- Gated community (unidad cerrada)
- Private reservoir access
The setting: a hilltop in Horizontes
Horizontes sits on the El Peñol side of the reservoir, a working, residential vereda rather than a tourist strip. Finca en La Alemania occupies the high point of its lot, which is what makes the view work: the house looks out in every direction instead of catching the lake through a gap in the trees. From La Réplica, the regional landmark most buyers already use to orient themselves in this part of the basin, it is about a kilometer toward El Marial. The property sits inside a small gated community, so the approach is controlled and the neighbors are known.
The lot itself runs 3,800 m², close to an acre, and most of it is wooded. That matters on a lake property: it means privacy from the water side as well as the road side, and it means the grounds do real work as a buffer rather than sitting empty as lawn. Guatapé's granite outcrop, the Piedra del Peñol, is visible from parts of the property, a detail that places the finca squarely in the basin's most recognizable stretch of shoreline without pretending to be inside the town of Guatapé itself. Jurisdiction here is El Peñol, and buyers should treat that as the accurate answer rather than the marketing shorthand: reservoir listings on this side of the lake are routinely mislabeled by portals as "Guatapé," when the paperwork, the municipal services, and the address all run through El Peñol.
The house
The finca is built to 200 m², roughly 2,150 sq ft, arranged as four bedrooms and two bathrooms with a living room, a library, a separate dining room, and a full integrated kitchen. Ceilings throughout the main living space are cathedral height with exposed wood beams, the kind of detail that is expensive to retrofit and easy to take for granted once you are standing under it. One of the bedrooms opens directly onto the lake view, so the property's headline feature is not confined to the common areas.
Outside, a wraparound deck runs over the water side of the lot, the natural gathering point for a finca built around a reservoir rather than a swimming pool. A jacuzzi sits off the main living area, and there is dedicated parking for multiple vehicles, useful for a property that will likely see weekend guests as much as full-time residents. The grounds are treed rather than manicured, which keeps the finca feeling like a retreat rather than a resort.
Private reservoir access: the headline differentiator
Most lake-adjacent properties in the Guatapé-El Peñol basin look at the water. Finca en La Alemania touches it. The property carries private access to the reservoir, what locals call "acceso propio a la represa," which on this lake is a materially different asset class than a lot with a view alone. Shoreline access on the Embalse Peñol-Guatapé is not something a buyer can add later; it exists or it doesn't, and here it does. Combined with the hilltop's 360-degree sightlines, the finca offers both the elevated panoramic view most buyers picture when they imagine lake property in this region and the ground-level water access that turns a view property into a lived-in one.
Who Finca en La Alemania suits
This is a property for buyers who want a working weekend finca on the water for their own use. The scale fits a family that wants room to host, a library and separate dining room alongside the bedrooms, and grounds large enough that guests, kids, and dogs have somewhere to go. The gated community adds a layer of security and predictability that appeals to buyers who will not be on site full time. For anyone who has pictured lakefront life in the Guatapé-El Peñol basin, specifically the version with your own path down to the water rather than a view of someone else's dock, this is the kind of property that comes up rarely.
How to see it
Finca en La Alemania is represented exclusively by Mike Zapata, which means scheduling a visit goes through one line, not a chain of agents and re-shown listings. Reach out directly with your dates and party size and Mike's team will arrange the visit, walk the grounds and the reservoir access with you, and answer questions about the house, the community, and the vereda in real time.
Exclusive listing represented directly by Mike Zapata.
